Loans for very-low-income homeowners to repair, improve or modernize their homes or grants to elderly very-low-income homeowners to remove health and safety hazards.
Loans for very-low-income homeowners to repair, improve or modernize their homes or grants to elderly very-low-income homeowners to remove health and safety hazards.
In 2014, Marilyn Wagner, a tribal elder on the Warm Springs Reservation received a $6,846 grant to remediate health and safety hazards in her home. This included installing a new wood stove chimney and remediating moisture and rot issues with the ceiling and floor tiles. [Source]
Typical Application Period: Rolling
Notes:
Recipients of program loans hoping to fund a project on tribal trust land are required to provide a deed of trust as a form of security for the loan. As this part of the application process can be difficult to navigate, close collaboration between loan recipients, USDA, BIA, and other involved parties is recommended.
This program assists low- and very-low-income applicants obtain decent, safe and sanitary housing in eligible rural areas by providing payment assistance to increase an applicant’s repayment ability.
Recipients of program loans hoping to fund a project on tribal trust land are required to provide a deed of trust as a form of security for the loan. As this part of the application process can be difficult to navigate, close collaboration between loan recipients, USDA, BIA, and other involved parties is recommended.
This grant is available for low-income members of tribes with no immediate source of housing assistance. These grants can be used by homeowners for interim improvements, repairs & renovations, replacement housing, and new housing projects.
Example Eligible IAQ Activities:
Ventilation, Heat Source Replacement, Energy Efficiency, Structural Improvements
Funding Details:
Approximately an average of $8 million available nationally.
Up to $7,500 awarded for interim improvements for conditions that threaten the health of the resident.
Up to $60,000 awarded for repairs and replacements that bring the dwelling up to code.
Grant provides a modest replacement home if a building cannot be brought up to standards.
Provides a modest new home to landowners who have yet to develop their piece of land.
Residents of King, Kitsap, Pierce, and Snohomish Counties can receive $350 for recycling woodstoves that are not US EPA certified or were manufactured before 2000. Residents of Snohomish County can receive a $1,500 discount for replacing an uncertified or pre-2000 wood stove with an alternative heat source (i.e. heat pump, furnace, gas or pellet stove).
The Low Income Home Energy Assistance Program (LIHEAP) helps keep families safe and healthy through initiatives that assist families with energy costs. Through this program, grantees may provide low-cost residential weatherization and other cost-effective energy-related home repairs. States, tribes, and tribal consortia are administered funds based on an allocation formula that takes into consideration several variables, one being population size. More information about the LIHEAP allocation formula, including the way in which it distributes funds to tribes, can be found here. Individual renters and homeowners should contact their LIHEAP Tribal Contact to inquire about using LIHEAP funds for healthy homes work.
Example Eligible IAQ Activities:
Energy Home Repairs, Weatherization, energy efficiency, heat source replacement
Funding Details:
Total FY 2019 Tribal Funding: $40,709,847
Tribes can use up to 15% of funds allotted on weatherization or other low-cost energy-related home repairs
Tribes can apply for a waiver to use up to 25% of funds for these projects
Individuals receive funds in the form of direct repairs and subsidized energy bills.
In 2007, the Makah Tribe's LIHEAP Program replaced 10 wood stoves using LIHEAP and HUD funds. LIHEAP continued to provide project assistance as the Makah Tribe replaced 45 wood stoves through 2011 using EPA funds. [source]
Typical Application Period: July to September; 2019 date: 9/3/2019. Applications usually due to September 1st. Individuals can apply to this program year-round.
Contact:
Grantees should contact lauren.christopher@acf.hhs.gov. Individual renters and homeowners should contact their LIHEAP Tribal Contact to inquire about using LIHEAP funds for healthy homes work.
This grant is meant to improve energy efficiency in low-income households through weatherization improvements and upgrades. Individual households apply for this program through a local weatherization provider. Weatherization agencies will work with the tribes to provide services in a community. Clients are referred by the tribe to the agency to submit their individual application. Often the tribes work with the agency to identify potential workers for the weatherization program.
Example Eligible IAQ Activities:
ventilation, insulation, sealing ducts and pipes, Bathroom fans, health and safety testing, Air sealing, heat source replacement
Funding Details:
The weatherization program evaluates the individual home for eligible energy savings measures and for health and safety issues that need to be addressed. Repairs are limited to those items that would be critical to the installation of a weatherization measure. Health and Safety improvements are usually related to Lead-Based Paint, Asbestos, mold, moisture, and poor indoor air quality. Every home receives ventilation equipment to ensure healthy indoor air quality over the long term.
Residents of the most densely populated regions of Thurston, Mason, and Clallam Counties in Washington that burn at least 1 cord of wood per year can receive money for replacing a pre-2000 certified wood stove, a pre-2000 certified fireplace insert, an uncertified wood stove, and an uncertified fireplace insert. Residents can also receive a monetary sum for removing an old, uncertified stove without installing a new gas or electric appliance through a Wood Stove Bounty program. Navigate to the map tool on the program page to see whether your home falls within one of the qualifying regions.
Example Eligible IAQ Activities:
Heat Source Replacement
Funding Details:
$1,200 for changing out a stove for a natural gas system
$1,800 for changing out a stove for a ductless heat pump
Homeowners in Spokane County that heat with a non-EPA certified wood-burning stove or one that was made prior to 1999 can save on an upgrade to new wood, pellet, or gas devices or a ductless, mini-split-system heat pump. Residents must use a wood stove as a primary or secondary heat source regularly.
Example Eligible IAQ Activities:
Heat Source Replacement
Funding Details:
Savings range from $700-$1500 depending on the replacement system and is subtracted from the price of a new system, which typically starts at $3,000.
Idaho homeowners looking to replace an old, uncertified wood stove with a new natural gas or propane heating unit, pellet stove, or EPA-certified woodstove can deduct 40% of the cost of the purchase and installation of the new unit. To do this, homeowners must receive proof of proper disposal of their old unit by visiting a DEQ-approved site. This tax deduction is only available to people filling out Idaho state income tax returns.
Example Eligible IAQ Activities:
Heat Source Replacement
Funding Details:
Deduct 40% of the cost of the purchase and installation within the year the wood stove is replaced. Thereafter, you may deduct 20% of the cost of purchase and professional installation per year for the next 3 years. The total annual deduction cannot exceed $5,000.
Homeowners that have a non-EPA certified or old wood stove can apply to receive a $500 rebate when purchasing and installing a new qualified heating appliance from an approved vendor. Applicants must be located within the counties of Bannock, Bear Lake, Bingham, Caribou, Oneida, or Power. The replaced wood stove must be recycled at an approved recycling center. Apply by obtaining a Southeast Idaho Woodstove Changeout application at the DEQ Pocatello Regional office.
Example Eligible IAQ Activities:
Heat Source Replacement
Funding Details:
$500 rebate for replacing an inefficient wood stove
Homeowners and business owners within the Air Quality Control Zone of the Fairbanks North Star Borough can receive a substantial rebate for exchanging their old, inefficient wood stoves, coal stoves, or outdoors wood boilers for other heat sources. The replacement heat source must be one of the following: an appliance designed to use home heating oil (excluding waste/used oil), natural gas, propane, hot water district heat, electricity or emergency power system (i.e generator), or an EPA Certified Pellet Stove or Catalytic Wood Stove with an emission rating of 2.0 grams/hour or less. Some residents may be eligible for a repair instead of replacement.
Example Eligible IAQ Activities:
Heat Source Replacement
Funding Details:
Funding allotments dependent on the system being replaced and the funding available. To find current incentive levels, visit the program website.
The American Lung Association in North Carolina is providing vouchers for residents to replace their old wood and coal stoves with EPA-certified appliances. Residential property owners in Cherokee, Graham, Haywood, Jackson, Mecklenburg, and Swain counties and the Eastern Band of Cherokee Indians (EBCI) community may be eligible for vouchers. Vouchers are available for a number of new heating appliances, including certified wood stoves, heat pumps, pellet stoves, and furnaces.
Example Eligible IAQ Activities:
Heat Source Replacement
Funding Details:
$750 - $4,500 for replacing with a certified wood stove
$1,500 - $4,500 for replacing with a pellet stove, gas stove, and heat pump
$6,000 - $10,000 for replacing with a hydronic heater or gas furnace
New York State is offering homeowners a voucher for replacing an old wood or pellet stove with a new EPA-certified pellet stove. All NY residents can receive up to $1,500 for this replacement, while low-income residents can earn up to $2,500 for this replacement. Homeowners are encouraged to contact a participating contractor if they are interested in this program.
Example Eligible IAQ Activities:
Heat Source Replacement
Funding Details:
$1,500 for the purchase of a new pellet stove with the recycling of an existing wood, pellet stove, or insert (with firebox), in a primary residence
Households with income up to 80% of the state or county median can qualify for an incentive of up to $2,500 for recycling an old wood or pellet stove and replacing it with a new one.
Maine homeowners of any income are eligible to receive rebates for a number of energy upgrades, including the installation of an energy-efficient biomass boiler or furnace, a ductless heat pump, air sealing and energy assessments, insulation, and a room air purifier.
Example Eligible IAQ Activities:
Heat Source Replacement, Insulation, Weatherization, Energy Assessments
Funding Details:
For pellet boiler systems, 1/3 of project cost (up to $6,000)
For air sealing and energy assessments, up to $500
Montana tax-payers who complete the installation of an EPA-certified biomass appliance can receive $500 (individual) or $1,000 (joint-filings) in tax credits. Eligible upgrade appliances include wood or pellet stoves, hydronic heaters, furnaces, any pellet-fueled appliance, and a qualifying masonry heater.
Example Eligible IAQ Activities:
Heat Source Replacement
Funding Details:
$500 in tax credits for individuals completing this heat source upgrade
$1,000 in tax credits for joint-filing residents completing this heat source upgrade
The Woodsmoke Reduction Pilot Program is funded by California Climate Investments and administered by local air districts. This program provides an incentive voucher to replace a pre-1988 or homemade non-EPA certified wood-burning stove or fireplace that is used as a primary source of heat with either an EPA-certified woodstove or insert, or natural gas, propane, or electric heating device.
Example Eligible IAQ Activities:
Heat source replacement
Funding Details:
Vouchers of $1500 are available to all Lassen County residents with qualifying devices, who have not received a wood smoke reduction grant within the last 5 years.
For low-income residents or those living in census tracts designated low-income or disadvantaged areas, enhanced vouchers of $3000 are available.
Residents of Plumas, Sierra, and Nevada Counties, and residents of Portola are eligible to receive vouchers for replacing inefficient wood stoves with an efficient heat source.
As of August 2019, the Multi-County Program is delaying funding decisions potentially to early 2020. Interested participants can join a waitlist that will be capped at 70 people. The Portola area only program is still running.
The Northern Sierra Air Quality Management District currently has 2 wood stove change-out programs! One is for all of Plumas, Sierra and Nevada County except the Portola area. The other is for the Portola area only. Both programs are designed to help households replace non-EPA certified wood stove or insert used as a primary source of heat with a cleaner burning and more efficient device. Open hearth fireplaces may be eligible for each Program if the fireplace is used as a primary source of heat (documentation required). Each Program will offer Vouchers towards the purchase and installation of a new EPA-certified woodstove, fireplace wood insert, gas (natural gas or propane), or electric device. Participants have four weeks to purchase a new device after receiving a voucher.
Example Eligible IAQ Activities:
Heat source replacement
Funding Details:
For the Multi-County Woodsmoke Reduction Program
$3,500 for residents of low-income communities as defined by this map.
Low-income residents outside of these areas can qualify via proof of enrollment in a low-income assistance program.
$1,000 for all other residents.
For the Greater Portola Wood Stove Change-Out Program
Residents INSIDE the City of Portola Sphere of Influence
Up to $3,500 to replace a qualified wood heating device with an EPA certified wood-burning device.
Up to $4,500 to replace a qualified wood heating device with an EPA certified Pellet, Propane or Kerosene heating devices
Residents OUTSIDE the City of Portola Sphere of Influence and Within the Nonattainment Area
Up to $1,500 to replace a qualified wood heating device with an EPA certified wood-burning device.
Up to $3,000 to replace a qualified wood heating device with a Pellet, Propane or Kerosene
Up to $3,500 for low-income residents to replace a qualified wood heating device with an EPA certified wood-burning device.
Up to $4,500 for low-income residents to replace a qualified wood heating device with a Pellet, Propane or Kerosene heater.
Typical Application Period: Rolling. Applications accepted until August 2020 (or until funds run out)
Notes:
Non-EPA certified wood stoves and inserts are defined for the multi-county program as pre-1987 and for the Portola program as appliances older than 20 years. For the Portola program, in some cases, repairs may be funded rather than replacements.
Contact:
sam@myairdistrict.com for multi-county program; julie@myairdistrict.com for Portola program
This program provides an incentive voucher to replace a pre-1988 or homemade non-EPA certified wood-burning stove or fireplace that is used as a primary source of heat with either an EPA-certified woodstove or insert, or a natural gas, propane, or electric heating device. Mobile homes, second homes, and rentals are also eligible. Within the 4 weeks, the applicant must simply select a replacement device from a participating retailer and use the voucher toward the price.
Example Eligible IAQ Activities:
Heat source replacement
Funding Details:
$3,500 vouchers for Low-income resident as deemed eligible by this map.
$1,000 vouchers for all other residents.
Funding for this program is limited. New funding may become available in early 2020
The Program is designed to help households replace an uncertified wood stove or insert used as the primary source of heat with a cleaner burning and more efficient device. This voucher can go towards the purchase and installation of a new, EPA-certified woodstove, wood insert, gas or an electric device.
Example Eligible IAQ Activities:
Heat source replacement
Funding Details:
Enhanced voucher for low-income residents deemed eligible by this map
Low-income residents outside of these areas are eligible if they provide and can provide income level documentation
Standard voucher for all other residents that replace their wood stove with an EPA certified appliance.
Potential bonus for replacing a system with a 2020 certified appliance.
*** This program currently does not have the funding necessary to initiate changeouts but is still accepting applications *** The Program is designed to help households replace an uncertified wood stove or insert used as the primary source of heat with a cleaner burning and more efficient device. The voucher should be applied to the purchase and installation of a new, EPA-certified woodstove, wood insert, gas or an electric device. Residents of Yuba and Sutter Counties are eligible.
Example Eligible IAQ Activities:
Heat source replacement
Funding Details:
$3,500 for residents of Low-income communities as designated by this map.
Low-income households outside of these communities are eligible if they provide evidence of enrollment in a low-income assistance program or household income at or below 80 percent of the statewide median household income.
$1,000 for all other residents of Yuba and Sutter Counties
This program is meant to encourage homeowners in El Dorado, Placer, and Amador Counties to permanently remove or replace older non-EPA certified wood stoves or eligible fireplaces with cleaner-burning devices to improve winter air quality through reduction of particulate matter (PM) emissions caused by inefficient residential wood combustion. Participants must first acquire Pre-Approval from AQMD. Rentals are eligible with some restrictions. Requirements are slightly different for Amador County residents.
Example Eligible IAQ Activities:
Heat source replacement
Funding Details:
$500 for removal of old wood-burning device and replacement with a new EPA Phase II certified wood stove, fireplace insert, or pellet stove.
$600 for removal of old wood-burning device and use of existing or installation of a new electric, natural gas or propane furnace or appliance.
The Sac Metro Air District has funding to help Sacramento County residents replace older, more polluting units with cleaner-burning, U.S. EPA certified or equivalent units. This program host low income incentives and non-low income incentives, though currently the program is only offering low income incentives. Eligible applicants must live in Sacramento County and meet household income limits set by Home Energy Assistance Program (HEAP) guidelines for California.
Example Eligible IAQ Activities:
Heat source replacement
Funding Details:
$1,500 voucher for the purchase and installation of a qualifying replacement.
The Yolo-Solano Air Quality Management District is now offering a new incentive program to residents that live within the District to replace their old, non-EPA certified wood stove, fireplace insert, or open-hearth fireplace with a newer, cleaner burning device, such as an EPA certified woodstove/insert or a natural gas, propane, or electric heating device. Applicants must have an old, non-EPA certified wood stove, fireplace insert, or open hearth fireplace that is used as the primary source of heat in the home. This program is open to homeowners and renters.
Example Eligible IAQ Activities:
Heat source replacement
Funding Details:
$3,500 voucher for low-income residents who are in a low-income assistance program or make a total household income of less than $49,454.
Non-low-income residents are eligible for a $1000 voucher.
The Program is designed to help households in Calaveras County replace an uncertified wood stove or insert used as the primary source of heat with a cleaner burning and more efficient certified device. To be eligible for the Program, a homeowner or renter (Applicant) must be using an uncertified wood stove or wood insert as a primary heat source. The Program is available to both homeowners and renters. Participants can use this voucher to purchase one of the following heating appliances:
a U.S. EPA certified wood stove or wood fireplace insert with emission rates not to exceed 2.0 grams/hour for non-catalytic and catalytic stoves;
Natural gas home heating device;
Pellet stoves/inserts
Ductless mini-split heat pumps
Propane gas home heating device or;
Electric home heating device.
Example Eligible IAQ Activities:
Heat source replacement
Funding Details:
$3,500 for residents of Low-income communities as designated by this map.
Low-income households outside of these communities are eligible if they provide evidence of enrollment in a low-income assistance program or household income at or below 80 percent of the statewide median household income.
$1,000 for all other residents of Calaveras County.
The Program is designed to help households in Tuolumne County replace an uncertified wood stove or insert used as the primary source of heat with a cleaner burning and more efficient certified device. To be eligible for the Program, a homeowner or renter (Applicant) must be using an uncertified wood stove or wood insert as a primary heat source. Participants can use this voucher to purchase one of the following heating appliances:
a U.S. EPA certified wood stove or wood fireplace insert with emission rates not to exceed 4.5 grams/hour and 2.5 grams/hour for non-catalytic and catalytic stoves, respectively;
Natural gas home heating device;
Propane gas home heating device or;
Electric home heating device.
Example Eligible IAQ Activities:
Heat source replacement
Funding Details:
$3,500 for residents of Low-income communities as designated by this map.
Low-income households outside of these communities are eligible if they provide evidence of enrollment in a low-income assistance program or household income at or below 80 percent of the statewide median household income.
$1,000 for all other residents of Tuolumne County.
Homeowners in Bay Area High Wood Smoke Areas and Impacted Communities, as identified by the Air District's CARE program, can receive a voucher for the purchase and installation of a new, efficient heating appliance, and the removal of the old system.
Example Eligible IAQ Activities:
Heat source replacement
Funding Details:
$800,000 available as of January 2018.
$1,000 voucher for installing a natural gas or propane-fueled stove.
$1,000 voucher for installing a . natural gas or propane-fueled fireplace insert.
$3,500 voucher for installing an electric heat pump.
$750 to decommission a fireplace or freestanding wood/pellet stove.
Additional Funding for Qualifying Highly Impacted Residents
$1,500 extra for applicants granted exemption status with either a fireplace or uncertified woodstove.
Residents of the San Joaquin Valley (including San Joaquin, Stanislaus, Merced, Madera, Kings, Tulare, and the SJV portion of Kern County) are eligible to receive a voucher for the replacement of their old wood or pellet device with a new, efficient heat system. Eligible replacement systems include gas stoves/inserts, gas fireplaces, and certified wood or pellet stoves/inserts. Homeowners and renters are eligible to apply. Low-income residents are eligible for enhanced incentives.
Example Eligible IAQ Activities:
Heat source replacement
Funding Details:
Up to $1,000 voucher for the purchase of a certified wood insert/freestanding stove.
Up to $1,000 voucher for the purchase of a certified pellet insert/freestanding stove.
Up to $1,000 voucher for the purchase of a natural gas insert/freestanding stove.
Gas devices for standard and low-income residents come with an extra $500 incentive
Low-income residents that provide evidence of income status are eligible for up to an additional $2,500.
The Eastern Kern Air Pollution Control (District) is offering rebate vouchers to replace non-EPA certified wood stoves, fireplace inserts, and open-hearth fireplaces used as a primary source of heat, with new cleaner burning devices. The new device must be one of the following: EPA certified fireplace insert or woodstove, natural gas, propane, or electric heating device. An old wood stove being replaced must be uncertified. A wood stove installed prior to 1988, or that does not have a label permanently affixed to it describing particulate matter emission standards qualifies for this Program. This Program is only available to homeowners.
Example Eligible IAQ Activities:
Heat source replacement
Funding Details:
$4,000 voucher for residents of Low-income communities as designated by this map.
$2,000 voucher for all other residents.
Low-income households outside of these communities are eligible if they provide evidence of enrollment in a low-income assistance program.
Residents of Boyle Heights area, Chino/Ontario/Corona area, City of San Bernardino area, City of Riverside area, and Norco/Corona area may be eligible to receive a voucher for replacing their old wood stove with an efficient heat source.
In the process of reducing emissions from wood-burning devices, South Coast AQMD is offering an incentive for residents, renters (with landlord approval), or landlords of a rental property in the areas surrounding cities of Riverside and San Bernardino or the community of Boyle Heights to replace their wood-burning device. If you are a resident of one of these areas you may be eligible to receive funds for an installation of a cleaner-burning alternative. This program is open to residents of specific zip codes within these areas, viewable within this pdf. Residents are eligible to replace their old wood stove with one of these efficient options: Gas Logs, Gas or Electric Fireplace/Stove/Insert, Certified Wood Stove/Insert (replacing non-certified stove or open fireplace), Alcohol Fueled Fireplace Insert, or an EPA Qualified Fireplace Retrofit Kit.
Example Eligible IAQ Activities:
Heat source replacement
Funding Details:
$800,000 in funding available.
All voucher values are doubled for those that qualify for low-income vouchers, determined by participation in a low-income assistance program.
For houses with gas service available that don't use wood as a primary heat source
$200 voucher for replacing with gas logs
$800 for replacing with a gas or electric fireplace/stove/insert
$300 for replacing with an alcohol fueled device
For houses with no gas service available OR wood used as a primary source of heat (with or without gas service)
$200 voucher for replacing with gas logs
$800 for replacing with a gas or electric fireplace/stove/insert
$600 for replacing with a certified wood stove/insert
$300 for replacing with an alcohol fueled device
$100 for purchase of an EPA qualified fireplace retrofit kit
Minor Home Repair assists low- and moderate-income senior and disabled homeowners by providing health and safety related repairs that they cannot perform due to lack of funds and\or inability to physically perform the repairs themselves. Our purpose is to enable people to remain in their homes as long as possible.
Example Eligible IAQ Activities:
Carbon Monoxide Detectors, Limited Weatherization, Heating Repair, Minor Plumbing and Roof Leak Repairs
VA provides direct home loans to eligible Native American Veterans to finance the purchase, construction, or improvement of homes on Federal Trust Land, or to refinance a prior NADL to reduce the interest rate.
Native American Veterans and their spouses may be eligible to receive a guaranteed loan to purchase, construct, or improve a home on Federally-recognized trust, allotted lands, Alaska Native corporations, and Pacific Island territories. The NADL Program offers no downpayment, a 3.75% interest rate, and no private mortgage insurance cost. Eligible applicants must have a valid Certificate of Eligibility and be a satisfactory credit risk. The tribal government of your member tribe must have a signed Memorandum of Understanding (MOU) with the Secretary of Veteran Affairs, which spells out the conditions under which the program will operate on its trust lands. Follow this link to see if your tribe has a MOU with the Department of Veterans Affairs. Native American Veterans must pay a low funding fee of 1.25% to obtain VA's direct loan to purchase a home.
Example Eligible IAQ Activities:
Construction, Repairs, Weatherization
Funding Details:
No downpayment
3.75% interest rate. Interest rates are subject to change due to market fluctuations.
Assists eligible low-income households with their heating and cooling energy costs, bill payment assistance, energy crisis assistance, weatherization and energy-related home repairs.
The Low Income Home Energy Assistance Program (LIHEAP) assists eligible low-income households with their heating and cooling energy costs, bill payment assistance, energy crisis assistance, weatherization and energy-related home repairs.
You can call the National Energy Assistance Referral (NEAR) project. NEAR is a free service providing information on where you can apply for LIHEAP. You can speak to someone at NEAR Monday through Friday, from 7 a.m.- 5 p.m. (Mountain Time).
You can:
Call the toll-free phone number at: 1-866-674-6327
Eligible Applicants:
Individual Renter or Homeowner
