Search Results

The following search criteria is in effect.

  • Activity Type :: New Construction or Remodel
  • Eligibility :: Individual Renter or Homeowner
We found 6 funding programs that match your search criteria.
Available Now

Housing Improvement Program

Bureau of Indian Affairs

Grant for low-income tribal residents to repair, renovate, and replace their housing.

Eligible Applicants: Individual Renter or Homeowner

About the Award:

This grant is available for low-income members of tribes with no immediate source of housing assistance. These grants can be used by homeowners for interim improvements, repairs & renovations, replacement housing, and new housing projects.

Example Eligible IAQ Activities:

Ventilation, Heat Source Replacement, Energy Efficiency, Structural Improvements

Funding Details:

  • Approximately an average of $8 million available nationally. 
  • Up to $7,500 awarded for interim improvements for conditions that threaten the health of the resident.
  • Up to $60,000 awarded for repairs and replacements that bring the dwelling up to code.
  • Grant provides a modest replacement home if a building cannot be brought up to standards.
  • Provides a modest new home to landowners who have yet to develop their piece of land.
Award Type:
Grant Home Repairs
Regions:
National

Typical Application Period: Rolling

last modified: 2019-09-16 12:03:22
Available Now

Maine Energy Upgrades

Efficiency Maine

Maine homeowners of any income are eligible for a number of energy upgrade rebates.

Eligible Applicants: Individual Renter or Homeowner

About the Award:

Maine homeowners of any income are eligible to receive rebates for a number of energy upgrades, including the installation of an energy-efficient biomass boiler or furnace, a ductless heat pump, air sealing and energy assessments, insulation, and a room air purifier.

Example Eligible IAQ Activities:

Heat Source Replacement, Insulation, Weatherization, Energy Assessments

Funding Details:

  • For pellet boiler systems, 1/3 of project cost (up to $6,000)
  • For air sealing and energy assessments, up to $500
  • For furnaces, up to $500
  • For heat pumps, up to $750
  • For insulation, up to $3,000
  • For room air purifiers, up to $50
Regions:
Maine

Typical Application Period: Rolling

Notes:

Homeowners may take advantage of one of Efficiency Maine's Home Energy Loans to help pay for energy upgrades.

Contact:

Contact your local Residential Registered Vendor

last modified: 2019-09-19 07:58:49
Available Now

Native American Direct Loan (NADL)

US Department of Veterans Affairs

VA provides direct home loans to eligible Native American Veterans to finance the purchase, construction, or improvement of homes on Federal Trust Land, or to refinance a prior NADL to reduce the interest rate.

Eligible Applicants: Individual Renter or Homeowner

About the Award:

Native American Veterans and their spouses may be eligible to receive a guaranteed loan to purchase, construct, or improve a home on Federally-recognized trust, allotted lands, Alaska Native corporations, and Pacific Island territories. The NADL Program offers no downpayment, a 3.75% interest rate, and no private mortgage insurance cost. Eligible applicants must have a valid Certificate of Eligibility and be a satisfactory credit risk. The tribal government of your member tribe must have a signed Memorandum of Understanding (MOU) with the Secretary of Veteran Affairs, which spells out the conditions under which the program will operate on its trust lands. Follow this link to see if your tribe has a MOU with the Department of Veterans Affairs. Native American Veterans must pay a low funding fee of 1.25% to obtain VA's direct loan to purchase a home.

Example Eligible IAQ Activities:

Construction, Repairs, Weatherization

Funding Details:

  • No downpayment
  • 3.75% interest rate. Interest rates are subject to change due to market fluctuations.
  • Maximum loan limits vary based on location.
  • Fixed-rate 30-year mortgage
Award Type:
Loan
Regions:
National

Typical Application Period: Rolling

Contact:

Regional Loan Center of Jurisdiction - 1-877-827-3702

last modified: 2019-09-26 09:17:10
Available Now

Section 502 Direct Loan Program

US Department Of Agriculture (USDA)

Loans for low-income residents to fund housing repair and purchasing a new home.

Eligible Applicants: Individual Renter or Homeowner

About the Award:

This program assists low- and very-low-income applicants obtain decent, safe and sanitary housing in eligible rural areas by providing payment assistance to increase an applicant’s repayment ability.

Example Eligible IAQ Activities:

Healthy Homes Construction, Weatherization, Insulation, Heat Source Replacement, Ventilation, HVAC Upgrade

Funding Details:

Amount of assistance allowed is dependent on adjusted family income up to 33 year payback period (38 years for very low income).

Award Type:
Loan
Regions:
National

Typical Application Period: Rolling

Notes:

Recipients of program loans hoping to fund a project on tribal trust land are required to provide a deed of trust as a form of security for the loan. As this part of the application process can be difficult to navigate, close collaboration between loan recipients, USDA, BIA, and other involved parties is recommended.

last modified: 2019-09-16 11:55:41
Available Now

Section 504 Single Family Housing Repair Loans & Grants

US Department Of Agriculture (USDA)

Loans for very-low-income homeowners to repair, improve or modernize their homes or grants to elderly very-low-income homeowners to remove health and safety hazards.

Eligible Applicants: Individual Renter or Homeowner

About the Award:

Loans for very-low-income homeowners to repair, improve or modernize their homes or grants to elderly very-low-income homeowners to remove health and safety hazards.

Example Eligible IAQ Activities:

Heat Source Replacement, Mold Remediation, Ventilation Installation, Insulation Improvements

Funding Details:

  • Maximum grant is $10,000
  • Maximum loan is $40,000 (can be combined)
  • Loans can be repaid over 20 years
Award Type:
Loan Grant
Regions:
National

Program Highlights:

In 2014, Marilyn Wagner, a tribal elder on the Warm Springs Reservation received a $6,846 grant to remediate health and safety hazards in her home. This included installing a new wood stove chimney and remediating moisture and rot issues with the ceiling and floor tiles. [Source]

Typical Application Period: Rolling

Notes:

Recipients of program loans hoping to fund a project on tribal trust land are required to provide a deed of trust as a form of security for the loan. As this part of the application process can be difficult to navigate, close collaboration between loan recipients, USDA, BIA, and other involved parties is recommended.

Contact:

Dependent on Region - Contact your local Rural Development Office

last modified: 2019-09-16 13:37:06
Available Now

Weatherization Assistance Program (WAP)

Department of Energy

Grants for residents to make energy efficiency improvements and address health hazards within the home.

About the Award:

This grant is meant to improve energy efficiency in low-income households through weatherization improvements and upgrades. Individual households apply for this program through a local weatherization provider. Weatherization agencies will work with the tribes to provide services in a community. Clients are referred by the tribe to the agency to submit their individual application. Often the tribes work with the agency to identify potential workers for the weatherization program.

Example Eligible IAQ Activities:

ventilation, insulation, sealing ducts and pipes, Bathroom fans, health and safety testing, Air sealing, heat source replacement

Funding Details:

The weatherization program evaluates the individual home for eligible energy savings measures and for health and safety issues that need to be addressed. Repairs are limited to those items that would be critical to the installation of a weatherization measure. Health and Safety improvements are usually related to Lead-Based Paint, Asbestos, mold, moisture, and poor indoor air quality. Every home receives ventilation equipment to ensure healthy indoor air quality over the long term.

Award Type:
Home Repairs
Regions:
National

Typical Application Period: Rolling

last modified: 2019-09-16 11:58:06

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